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How to take NRI Home Loan in India?

To be absolutely honest and pragmatic concerning NRI Home Loans, there is no dearth of schemes neither of the institutions providing them. But, selecting the reliable and most precise NRI loan for property is a critical choice to determine how smooth your en route to your dream house is going to be. ARN Property Advisors is towering as one of the finest financial institutions for providing NRI Home Loans and not just verbally acclaimed but globally acknowledged and accredited by more than 18 banks and Top NBFCs.

As a prime institution, with core expertise and master experience that exceeds more than two decades, we speak absolutely in terms of profitability for our clients and customers. Undoubtedly, the real estate market in India is highly lucrative and enriches in terms of gains every year. Speaking in this context, Bangalore stands out to be an eminent choice for NRIs to invest their hard-earned money. Highlighted in the latest surveys, the flourishing real estate market of the Indian Silicon Valley, Bengaluru is enormous.

Choosing the Right City

The foremost pivotal decision that has to make by interested NRIs looking for home loans in India, is choosing the city. In-depth market research by ARN Property Advisors’ robust NRI home loan team fetched out poignant data demarcating the convenience of large land parcels in Bengaluru that facilitates the augmented affordable housing sector demands. With high-end potential features like brilliant road infrastructure, a manifestation of excellent educational and medical facilities makes Bengaluru a favoured home-buyer market, especially for NRI expatriates who also desire for stable returns.

Choosing the Right Institution

Unfortunately, there have been countless cases registered regarding NRIs scammed with illegal and unsolicited NRIs Home Loans schemes. Due to the increased numbers of such loan atrocity, RBI regulations have become very strict and purely speaking from the customers’ perspectives, it has now become imperative to choose the right institution for attaining NRI loan for the property. Libelled as a premier agency duly empanelled with Top Banks and NBFC post strict Checks, ARN Property Advisors is a visionary institution that abides by all latest and up-to-date RBI regulations and brings to you dependable NRI loans.

Knowing about the Organizational Heads

A quick check on who are the organizational heads and what has been their contribution in the financial sectors is very essential to determine the credibility of the NRI home loans enabling organization. Being the management and advisory team concluding of stalwarts of the banking,Legal and financial universe, who were either the former chief manager of nationally-recognized banks or panel board members head of leading lending institutions, it leaves no room for doubt for determining the massive goodwill and repute ARN Property Advisors retain till this present day.

Comparing the Loan Benefits

As a superior financial Advisor, we understand how precious your dreams are and quite obviously you have all the authorized rights to tally the various NRI home loan schemes and their benefits trending in the market. With ARNinvest you gain benefits such as:

  • --> Complete flexibility in opting from various NRI home loan schemes across banks
  • --> Bonus offers perks with NRI home loan sign up” Waiver of Processing Fee” & Waiver of Insurance etc.
  • --> Customer-centric, assisting team on Pre/ post sanction formalities.
  • --> Prompt response on NRI home loan queries
  • --> Systematic updates via SMS and email on recent and accurate information on NRI home loans

Credentials Required

  • --> Personal Discussion with Shortlisted Bank- Chief Manager and above on understanding Loan Requirements/ End use/ Interiors loans if any and Document Attestation if required
  • --> Minutely filled up loan application with 2 passport sized photographs
  • --> Photocopy of first four pages of passport and page with visa stamp or IC/PIO card.
  • --> Validated work permit for salaried NRIs along with employment documents (Salary certificate duly attested by Indian Embassy)
  • --> Present employer’s stamped identity card
  • --> Valid documents regarding previous employment
  • --> Last six months bank statement (Not required if applying with same bank where A/c is held)
  • --> Passbook of overseas bank showing salary and savings
  • --> Residential Proof (driving licence/utility bills)
  • --> Continuous Discharge Certificate (CDC) for merchant navy applicants
  • --> Sale Deed /Agreement for Sale on Shortlisted property
  • --> Approved property purchase documents
  • --> Original NOC under the Provisions of ULC Act (if required by Bank)
  • Interested in knowing more details on NRI Home Loans? Get your quotes today! Call, Mail or WhatsApp us and we promise to assist you in every way possible.

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